We test and compare payment terminals for small businesses — on pricing, fees, hardware and ease of use. No provider pays for a better placement.
Ranked by our overall score across price, features and ease of use.
SumUp Solo combines a low upfront price, no contract and a standalone terminal with built-in connectivity — one of the easiest and cheapest ways to accept card payments.
SumUp Solo Lite is the cheapest way to take cards: a small reader that pairs with your phone, with no monthly fee or contract. You pay 1.49% per sale.
SumUp Terminal is a standalone handheld with a built-in printer, large screen and 4G. It gives customers a paper receipt without extra kit and has no monthly fee.
The numbers that matter, side by side.
| Provider | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| Overall score | 4.7 | 4.5 | 4.5 | 4.4 | 4.3 | 4.0 | 3.9 | 3.9 | 3.5 | 3.3 |
| Type | Mobile card reader | Mobile card reader | Standalone terminal | POS system | Standalone terminal | Mobile card reader | Mobile card reader | App-based | Standalone terminal | Standalone terminal |
| Hardware | from 449 kr | from 549 kr | from 2,399 kr | from 4,399 kr | from 990 kr | from 690 kr | from 177 kr | — | — | — |
| Transaction fee | 1,49% | 1,49% | 1,49% | 1,49% | 1,75% | 1,20% + fast | 1,49% | ~1,5–2% | Forhandlet | Forhandlet |
| Monthly fee | — | — | — | — | — | — | — | — | 149 kr | 199 kr |
| Contract | No | No | No | No | No | No | No | No | Yes | Yes |
| Visit provider | Visit provider | Visit provider | Visit provider | Visit provider | Visit provider | Visit provider | Visit provider | Visit provider | Visit provider |
We are not owned by any terminal provider and rank purely on data and testing.
Every score is built from six weighted criteria that we describe in full.
Prices and fees are reviewed regularly but should always be confirmed with the provider.
Practical advice for choosing the right terminal for your business.
AnalysisFor small businesses with low or uneven sales, SumUp is usually cheapest. Nets only pays off at very high card volume with lots of BankAxept cards. We compare fees, contracts and who each option suits.
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GuideBoth are standalone terminals with their own connection. Terminal has a built-in receipt printer and order management on the device; Solo is cheaper and sends receipts digitally.
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GuideNorway’s Cash Register Act requires an electronic journal, receipts, X and Z reports, SAF-T Cash Register export and a product declaration. We go through the requirements, how SumUp Register covers them, and what to confirm before you switch.
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